I currently pay nearly $4,000 for two vehicles (both around five years old), with full coverage, gap insurance, roadside assistance, and more. This is for a six month policy in Florida, where I live with my 22 year old daughter. We have no accidents or tickets on our records. The cost depends on factors like coverage levels, driver age, and location. My daughter’s policy is higher than mine, and despite shopping around, I haven’t found another insurer offering the same coverage at a lower price.