krystyd17e
New Member
I'm OFFICIALLY giving myself a name: Broke B ...to follow up on this post.
I've officially hit ROCK bottom financially. I'm home today (will get paid) sick, so I'm making a budget for the next 2 weeks.
1. I moved Rent, Electric, and Internet money to the account I pay them from. I do 1/2 the amount every payday now.
2. I have a list of all the bills I need to make payments on until the next payday. I pay them all right away.
After this, I have $24.07 LEFTOVER.
Notice I didn't mention:
1. Groceries
2. Laundry
3. Gas
For the next 2 weeks, this $24.07 will go to:
1. $10 for gas in my car
2. $5 for laundry (I'll only use $2.50 to wash and hang everything to dry)
This leaves me with $9.
I should be 100% okay with food since I can eat what I have here.
I have about $100 in past-due bills. I also have stuff I plan to sell, so I'll list it this weekend.
I only have Prime ($8/month) and Hulu/Disney ($3/month). I won't cut these since I don't do anything else.
I would have $120 extra if my mom paid 2 of the CCs she used. 100% my fault for believing she would pay.
Background:
1. Affordable housing: $800/month with heat.
2. I live 2 minutes from Job 1 and 4 minutes from Job 2 (saves gas).
3. Not buying anything unless I have no other choice.
I've officially hit ROCK bottom financially. I'm home today (will get paid) sick, so I'm making a budget for the next 2 weeks.
1. I moved Rent, Electric, and Internet money to the account I pay them from. I do 1/2 the amount every payday now.
2. I have a list of all the bills I need to make payments on until the next payday. I pay them all right away.
After this, I have $24.07 LEFTOVER.
Notice I didn't mention:
1. Groceries
2. Laundry
3. Gas
For the next 2 weeks, this $24.07 will go to:
1. $10 for gas in my car
2. $5 for laundry (I'll only use $2.50 to wash and hang everything to dry)
This leaves me with $9.
I should be 100% okay with food since I can eat what I have here.
I have about $100 in past-due bills. I also have stuff I plan to sell, so I'll list it this weekend.
I only have Prime ($8/month) and Hulu/Disney ($3/month). I won't cut these since I don't do anything else.
I would have $120 extra if my mom paid 2 of the CCs she used. 100% my fault for believing she would pay.
Background:
1. Affordable housing: $800/month with heat.
2. I live 2 minutes from Job 1 and 4 minutes from Job 2 (saves gas).
3. Not buying anything unless I have no other choice.