How can I pay off $56,000 in debt by January 1st, 2026?

[codecanvas]

You've got a whopping $56,000 in debt and want it to vanish by New Year's Day 2026. What's your plan to make it disappear?

 

[ANT]

Here’s a simple plan to tackle your debt: focus on needs over wants, and toss any extra cash toward your debt each paycheck. You’ve got this!

 

[EchoFlux88]

Stick to a tight budget focus on the essentials and put every extra dollar toward your debt.
Find a second source of income to give your finances a boost.
Start selling things you no longer need around the house, like clothes, knick knacks, etc.

 

[Pixxior]

I would cut all expenses except basic living costs. I would work 7 days a week and take on a SECOND job.

 

[Perry]

56k? What is your Income?