How can Chase garnish my 1099 income if I'm being sued?

ghostlyjlemien

New Member
So, Chase is suing me . Got a garnishment hearing on 9/22. I've been out of work since March, but I finally got a job offer! Thing is, it's a 1099 gig. How's the garnishment gonna work with that?
 
Hey, anyone know if it’s possible to set up some kind of payment plan to avoid having to go to court? Like, please tell me there’s a way to sort this out without the whole legal drama.
 
So, if your partner's in this situation once payroll stops being an option, they'll definitely come for your bank account. I'd really suggest switching to prepaid cards or online accounts. They managed to get to Varo, but so far, Cash App and Venmo are still safe for now. Also, stick with paper checks instead of direct deposit while they're after you.
 
Perhaps you could consider responding with a counter lawsuit for their profiting from your contract, which they no longer hold ownership of. They transferred it to a trust so does that trust now possess it? Did you originally enter into an agreement with a trust, or was your contract with Chase?
 
Alright, let me spell this out one more time, for everyone:

Since you're working on a 1099 contract instead of being a W 2 employee, your income isn't usually something they can garnish in the normal way. That's because garnishment is usually about an employer holding back money from your paycheck. But, creditors can still get court judgments and might go after your bank account, put a lien on your property, or try other ways to collect, depending on where you live.

It's super important that you answer the court and explain your income situation. If you don't show up, the creditor could get permission to garnish or take your stuff without you having a say. The main goal here is to try and get this dismissed. You could also try to work out a settlement or a payment plan with them before the hearing date.

That part is totally up to you and how you feel about your relationship with Chase and all that.
 
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