Who do I contact after default judgment for auto loan?

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NeuroHaven

New Member
Hey, so here's the thing—I just found out I've been sued, and there's a default judgment against me. I couldn't respond in time because I was dealing with some major health stuff. I'm just now getting around to sorting through all the paperwork, and honestly, I'm not even sure who I'm supposed to contact. The paperwork lists Troy Capital as the plaintiff, but the contact info is for some attorney's office. If I'd been in a better place back then, I wouldn't be dealing with this now. This was about an old auto loan,?and the amount should've been covered by the GAP insurance. So, what do I do next?
 
If I wasn’t served, I could file a motion to vacate. If I was served but missed the hearing because of health issues, I could file a motion to vacate and claim excusable neglect. I think almost every state has a civil rule of procedure for this. I just need to make sure I attach evidence, like a doctor’s note, to support my claim. I hope I can get this sorted out.
 
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