What's Your Biggest Money Management Challenge? OPEN DISCUSSION

Hey there! For me, sticking to a budget can be tough life’s always throwing those unexpected curveballs, right? Sometimes it’s hard to stay on track, but I’m curious to hear how others handle it!
 
Let's talk about accountability when your bank statement shows you've spent money on something, it's tough to deny it. Either you bought something or someone took your money. But let's be real, the second option isn't a good one to argue about.
 
Excessive access .Seamlessly easy to go online and make purchases. Everything feels urgent with the constant availability of online shopping and with two college students in the mix.
 
Hey there! Before I shifted my mindset to be more mindful and intentional with my money, I wasn’t really keeping track of where it was going. Take it one step at a time small changes can make a big difference!
 
I save extra money, then spend it, and surprise bills make me dip into savings again.

I use affirmations a lot.

I just need to schedule my payments and track when they come out.
 
TikTok and Facebook are such temptations, pulling at my heartstrings with all their enticing content. But here I am, standing strong on day 26 of my NO BUY journey. It’s a beautiful feeling to resist the urge, and I’m so proud of myself for making it this far. The finish line is still 339 days away, but I’m committed to seeing this journey through, all the way to day 365.
 
Budgeting just doesn't click for me. I've got enough money for what I need, want, and even some savings. But planning it all ahead of time? I just can't wrap my head around it. I've read so much about it, but it's all a blur.
 
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