What's the best money advice you'd give your younger self?

Start small save 10% or even 5% of your income. Here’s why:
1) You’ll practice living below your means, which helps you avoid debt and builds healthy financial habits over time.
2) Your savings will grow, and so will the interest you earn.

Even a little progress adds up!
 
Let me tell you one thing NOT to do with your money don’t even think about blowing it on fancy cars! I’ve thrown way too much cash into that black hole over the years. Honestly, I don’t even want to think about how much cash I’ve wasted on cars over the years. And trust me, if I could go back in time, I’d tell my 20 something self to start investing yesterday.
 
Honestly, saving even a little each week or month makes a difference it’s something I’ve learned the hard way. If you can manage $10 a week or $200 a month, just start somewhere. As for credit cards, I’ve struggled with them myself. If you really need one, keep the limitt low so it’s only for emergencies. Trust me, those flashy things that seem so important? They can quickly turn into burdens. I wish I’d realized sooner that they’re just things and they can end up owning you.
 
Hey, so here's the deal hang onto that bitcoin, trust me! Throw as much as you can into those tax advantaged accounts; it's a smart move. Budgeting is key, so keep at it! Pick up a trade or skill, it'll serve you well. Don't neglect your health, or those medical bills will pile up. And hey, steer clear of drugs they'll cost you more in the long run than you think.
 
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