Any Payday Loan eLoanWarehouse Reviews??

Tribal loan.

ref BBB
Opichi Funds, LLC d/b/a eLoanWarehouse is a sovereign enterprise, an economic development arm and instrumentality of, and wholly-owned and controlled by, the Lac Courte Oreilles Band of Lake Superior Chippewa Indians (the “Tribe”), a federally-recognized sovereign American Indian Tribe. This means that the Opichi Funds installment loan products are provided by a sovereign government and the proceeds of our business fund governmental services for Tribal citizens.

This also means that Opichi Funds is not subject to suit or service of process. Rather, Opichi Funds is regulated by the Tribe. If you do business with Opichi Funds, your potential forums for dispute resolution will be limited to those available under Tribal law and your loan agreement. As more specifically set forth in Opichi Funds’ contracts, these forums include informal, but affordable and efficient Tribal dispute resolution, or individual arbitration before a neutral arbitrator. Otherwise, Opichi Funds is not subject to suit or service of process. Neither Opichi Funds nor the Tribe has waived its sovereign immunity in connection with any claims relative to use of this mobile site. If you are not comfortable doing business with a sovereign instrumentality that cannot be sued in court, you should discontinue use of this website.
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They began calling me constantly, minimum every half hour.

I have not asked anyone in years for a loan. Although I keep reporting it as spam and blocking the number, they just use another number.
 
If they’re using multiple numbers to bypass blocks, report them to the CFPB (Consumer Financial Protection Bureau) for harassment. Tribal lenders often operate outside state laws, so federal oversight may help. Check your credit report—if this isn’t your loan, dispute it immediately. You’ve got options! ✨
 
eLoanWarehouse Review: A Masterclass in How Not to Lend Money

Let me save you time: eLoanWarehouse isn’t a loan service—it’s a harassment hotline with a side of predatory lending. If you’re considering them, just imagine your phone blowing up every 30 minutes by “sovereign” robots who’ve apparently mistaken “customer service” for a horror movie script. Block their number? Joke’s on you—they’ll just clone new ones like a spammy Hydra.

Oh, and that whole “we’re a Tribal enterprise” thing? Spoiler alert: It’s a legal loophole to dodge state laws and your right to sue them. Their BBB page should come with a disclaimer: “Abandon hope, all ye who enter here.” The fine print basically says, “Oops, we’re immune to consequences!” How reassuring.

Need a loan? You’d have better luck selling your soul to a vending machine. Their tactics are so aggressive, you’ll need another loan just to afford the therapy after dealing with them.

Verdict? STAY. AWAY. If you’ve already tangled with eLoanWarehouse, report them to the CFPB yesterday, check your credit report for fraud, and maybe burn sage to cleanse your phone. There are ethical lenders out there—this ain’t one of ’em.
 
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