Recent content by Starblazer91x

No make them validate the debt

Work out a payment plan.

Pretty sure that’s harassment.

Man, this just feels like a total scam, you know? (Just my two cents, not an expert). If the bank was really about to take him to court, they'd definitely have some proof he was a customer.

See what statue of limitations are. I know texas is 4 years, some states are 3 years.

Here’s the best way to think about it: if you’re hoping to keep things cool with that creditor down the line, dealing with them directly is usually your bets bet. Play it by ear sometimes paying in full makes sense, other times working out a settlement does the trick, but always do your homework...

Nope. But the original company might still show up on your credit report along with the collection agency.

Send a letter to the collection agency demanding validation

They didn’t actually verify the debt properly. Under the FDCPA (§1692g), they’ve gotta give you enough details to really show you owe it not just forward you some old email with a new date. And since the credit bureaus keep “confirming” this stuff without solid proof, that’s also a problem under...

Stay away from LDV. GWM a go

We use Collectmore based in QLD but generally great results.

Hey, just a thought it might be worth looking into rolling your tax debt into your home loan for a few years. Yeah, the loan rate would be higher overall, but it's still way lower than what the tax debt is costing you. Then down the track, yu could check out moving the whole consolidated debt...

Alright, so here's the deal with your third party insurance it won't help you out in this situation, unfortunately. If things were the other way around, your policy would cover the other person's car, no problem. But with just third party coverage, your own car is basically worth nothing if...

Hey there! So, I’ve been a forklift mechanic for about four years now before that, I was working as an LV mechanic for years. I get to drive around in a really nice company van fuel and maintenance are all covered, and I take it home, so all my tools are always right there in the back, ready...

OneStop Legal is a great business lawyer. I'd seek legal advice before debt collectors.