Recent content by Perry

Not a direct lender just a note.

I would recommend allocating 3% of your net monthly income for saving to your kids. If you bring it down to 1% in difficult times, it's not the whole world. The most important thing for kids is their parents anyway, not money in the bank 15 years out. Put everything in a global index fund; over...

You mean https://www.accrediteddebtrelief.com/ ?

@frenzybytes , can you explain "Debit relief order D.R.O." please?

Yes, over time it will.

56k? What is your Income?

Prioritize High-Interest Debt: Focus all extra cash on CC2 (smaller balance, same 23% rate) for quick wins, then CC1. Cut nonessentials (Netflix/Prime) to free $40+/month. Track food costs (aim ≤$600). Sell car only if profit covers loan + replacement without 401k use. Use part-time income...

Edited your post for better structure @sonicyeti

The footer always have the most interesting text: Car title loans often come with interest rates of 36% or higher, plus the current federal funds rate. Approval depends on whether the applicant meets the lender’s credit requirements. Some lenders may also require collateral, such as the...

GJ!

If you're having a hard time making your car payment, one option is to ask your lender for a deferment (=delay / postpone). This means your payment could be delayed and added to the end of your loan term, so you wouldn’t need to pay that month (or possibly a few months). Change of due date is...

Agree, I would go for the $8,000 credit line at 20% also. In this case, it makes no sense to pay off the smaller amount as the line of credit interest is so high.

@ANT what do you think?

Seems legit at least.

You send it by mail...