Recent content by FireIceMortal7

Not sure how that works. They all sell the debt to other companies

Same thing happened to me, so stressful.

I don't really save per se, but I put $200 a month into a household repair/maintenance fund and just started doing the same for taxes next year 'cause I owed money last time

Even if it's not, you should be fine with this It's reporting as a good standing closed account, which looks positive on your profile But I see this is Credit Karma you should pull your actual reports, not through them, to make sure it's matching up 'cause it doesn't always be accurate

Just cuz you're making 200k a year doesn't mean they're cool with you spending it all They're not into that. Maybe try getting one in your own name, or just wait like 3–6 months and show way less spending on her account

Go to your bank or credit union.

It should update in 30 days if you asked for a pay to delete

I've had the same collection removed 3 times from 3 diff agencies putting it on my report tho .