Recent content by Ezmvp88

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    Should I sell my home to upgrade with my $500K payout?

    Interest rates went up 25 basis points today. Consider that.
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    What are our debt relief options with $20k in business debt?

    Snowball debt . . Maybe debt consolidation . . Maybe personal loans with lower interest rates. . . .
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    SE QLD Builder Seeking Trade-Backed Foreman—Want to Learn & Grow?

    Drop the email address so that people can send you the application
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    Other driver at fault has no insurance—my car’s a write-off, what now?

    You should contact them. Just ask what they can afford to pay. They might have nothing saved. Or maybe they have savings tucked away or even relatives who could help settle this.
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    Mechanic on $34/hr—should I switch to earthworks for better pay & future?

    Do a trade upgrade. Do more units at TAFE to become a heavier mechanic. Lots of places will do that for you. Many don’t like FIFO, but it’s the best thing you can do to set yourself up for life, so you don’t have to do fifty years.
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    Owed $160K by clients—should I hire a debt collector or lawyer?

    A trusted lawyer is my go to. If they’re undisputed and owed by PTY Ltd companies, don’t mess about. Go straight to statutory demands cost around $500–$700 each. Give them 21 days to pay. Otherwise, you can file a winding‑up notice against them. It’s amazing. When you have an expired...
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    Is a Vehicle Wrap/Tint Business Profitable Enough to Quit My Job?

    Not in the industry myself. But a good market to target? Maybe something like Tradies wraps in Bayswater or Kilsyth, Victoria. Catering to businesses, designing vehicle logos for them. I’ve seen it. Seems lucrative.
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    How much should I save weekly for my 2 kids?

    Ten bucks a week. That's what I'm doing right now. I want to do more, though. Soon. I've also got this thought about moving things to a brokerage account, you know, and putting money into an SP 500 fund.
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    How Can We Pay Off $96K in Combined Debt (Loans, Car, CCs) Fast?

    Your in the right place! Think twice before you splurge.
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    What's the first step to remove these 3 collections?

    I had good luck with all of them. Found a Better Business Bureau complaint against each one. In the narrative, I demanded they validate the debt and then cease and desist all communication with me. They did. Removed it from my credit report. The BBB itself doesn’t assist, but it connects you...
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    How to handle my upside down car loan?

    After my divorce... my car loan stretched out to 72 months... Stay focused... consistent... you can pay it off quicker.
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    Why Do We Owe More Taxes When Filing Jointly?

    I would definitely go to a tax professional to make sure
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