Recent content by Dymezy

Honestly, if I were you, I'd find a house and rent just a room for yourself since you're divorcing. Build wealth, pay off all debt a single room is cheap and grab a 2 3k old reliable car. There's no secret to it, just time. With 90k a year, assuming no child support, you can clear most, if not...

Okay, so there are a bunch of ways to go about this, but your current approach? That’s a one way ticket to burnout, honestly. Trying to conquer just one financial step at a time can feel equally maddening, because that urgent I gotta pay everything off yesterday feeling is real. So sure, channel...

Andddd now this group is dead

I mean, CBA actually lets you nominate which account(s) you want to set as offset. In my case I've got three accounts: one where wages roll in, one where all the bill money gets pooled together and all the direct debits/bills are paid from, and one savings account. Now get this all three are set...

Yeah, you can pay it down and then use the redraw for the investment activities. You'll wanna chat to an accountant about it ideally, get a split, because then it's easy peasy to prove the funds were used solely for that split. Otherwise it gets way too muddy with redraw for personal use etc.

Ugh, I know it's a hassle, but seriously talk to your accountant about setting up a special purpose company for investing, then have your trading company loan money into it. Also, you could look into buying commercial property through your SMSF and then renting that property back to your...

That should reduce rising prices caused by the kick on effect of expensive fuel. Not

Save the cash, you should stay away from any interest as much as possible.

Alright, easiest way to put it: Total value of all the gold ever mined and still floating around? $30 trillion. That includes jewelry, bullion, machinery. Global economy? $125 trillion. Global debt? Something like $300 trillion. Indexation, inflation, capitalism, and the whole let's just...

Yeah, I totally agree with the colleague – you really gotta double‑check, because Centrelink might still pull the that's a sale card and mess with your pension. Had a client who backed out after finding that out. But ugh, from what I gather, it also depends on how many years the parents have...

Here's the deal: just keep renting long term and snag a couple of investment properties instead. The rent you’re paying? Still way less than the mortgage payments if you bought that unit.

Ugh, this is one of those things where there's no clear cut answer so many ifs and buts to drive you crazy. But if I had to pick, I'm voting for ETF.

Ugh, seriously, just call them! I know, it totally bites Discover has a reputation for jumping straight to suing people. But if you get in front of it? You'll be fine. ❤️

Ugh, even if you settle, that negative mark still hangs around on your account, and you'll have to jump through hoops to get it removed. Honestly, I'd skip the settlement and go straight for getting it wiped off the report. The only time I'd even think about settling is if you're actually...

Oh, yeah, that's totally a violation definitely steer clear of disputing on Credit Karma. If your dispute doesn't sort things out, file a complaint instead.