Why did my credit score drop after paying off a debt in full?

Z

zigcheftree

New Member
I have a question regarding a potential negative impact on a credit score from paying off a debt. This is my current understanding. A few days ago, I received a notification that my credit score had decreased by twenty points. The only alteration I can identify is that I settled an internet service debt with a single payment rather than two. No other factors have changed. There have been no new credit inquiries, no recently opened accounts, and no delinquencies. Could someone provide clarification on this matter? I was four points away from?a score of 700, which is somewhat disappointing.
 
Have consistent debt. Never pay interest. Use a credit card for daily purchases. Use it for recurring bills on auto pay. Pay the full balance every payday. Do this even with pending transactions. Find the best cad for points. I have used the same card for ten years. It gives two percent back on everything. I have spent $258,000. Not a penny in interest. That is $5,100 cash back each year. Christmas money. My credit score stays above 800. Even after paying off a car.
 
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