Where can I find a broker for liability, indemnity, and income protection insurance?

Personal income protection should be done via personalised advice through a financial planner. But most policies through a broker are either shit or done tthrough general advice. And general advice isn't advice, it is providing you with quotes and leaving you to have all the compliance risk. But unless you're prepared to read the PDS's then you will probably not get the best policy. And as to knowing people yes but it depends on where you because personally it makes sense to deal with someone close to you when the proverbial hits the fan.
 
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