What's the one sinking fund you can't live without?

I have stuff for extra car insurance. Hubby was paying it monthly, but I said I could pay it with my pay check. So I put money away biweekly for it and some other things (to help pay for fixing or replacing things). And I changed from the bank account to an investment account (from an advisor), and I get better interest rates. So I have some money going for that and for a trip (all 1 account rather than 2 accounts), and 1 account specifically for retirement (not registered like an RRSP).
 
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