Based on the limited feedback I found, the reviews are mostly negative. I saw one detailed complaint: the user was promised a “great interest rate” in a mailed letter, but discovered Tripoint Lending is a third‑party that only collects Social Security numbers and sells them, offering no actual loan. Rating: 1 out of 5. No concrete loan amounts or rates were mentioned in other reviews, and overall data is scarce, so it’s hard to form a balanced view.