What’s the best first credit card for a beginner?

To compare credit cards, conduct a search for that purpose. You will find websites that allow you to sort according to your preferences, such as interest rates, bonus features, and other criteria.
 
When you apply for one, the bank or other institutions will perform a hard credit check. If you don’t pass this check, it can really hurt your credit score. It’s wise to ask about their requirements first, so you can avoid a hard credit check unless you’re confident. A soft credit check is noted but won’t damage your score.

Please, be careful not to fall into debt use?it for cash flow only and make sure to pay it off fully each month.
 
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