Should I use my tax refund to pay off debt?

M

Mindofthestormy

New Member
Who else is thinking about using their tax refund to tackle some debt?

I’m lying here, wide awake, and just had the brilliant realization that my debt consolidation plan is about as useful as a chocolate teapot. If I’d done my homework, I could’ve been debt-free by now—well, at least on two of them! ♀️
 
We’re paying off my hubby's truck together! We’re making the biggest payments we can because that’ll give us some extra wiggle room to tackle the rest.
 
Out of the 5 creditors in my debt consolidation plan, I'm aiming to knock out the big guy first and then take down two of the smaller ones. Fingers, toes, and everything else crossed!

One of the credit cards in the plan says I only owe $400, but when I checked the actual account, it’s a whopping $1,100! Well, isn’t that just the cherry on top of this debt sundae?
 
Hey, just wanted to share some quick updates with you! I'm buying a mattress and paying off half of a loan. On track to be debt free by 50 only 9 years left! Cheers to adulting!
 
Depending on what I get back, I’m planning to tackle that pesky $3k debt first just to see it gone for good! Honestly, this sassy balance has been hanging around for way too long, and I’m ready to show it the door. After that, I’ll happily jump back into the snowball method. Goodbye, pesky debt! Hello, peace of mind!
 
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