haraldjackrntkapu
New Member
I’m seriously thinking about taking out a personal lan to tackle my credit card debt—it feels like a game-changer! Right now, I’m trying to figure out if I should borrow enough to wipe out all $20k and save around $150 a month, or if it’s smarter to only cover half and keep chipping away at the cards. The loan rate being offered is about 18%, while my cards are averaging a painful 26%—that’s a huge difference! Honestly, I might be overthinking this, but I’d really love to hear your thoughts.
