hey everyone! morning! 
quick q about paying down debt.
so with snowball or avalanche, do you just pay the mins on the other cards while you’re focusing on the one? or do you throw a little extra at all of them? i think i remember ramsey or someone saying just mins on the others while you crush the smallest first (he’s big on snowball btw).
for anyone who doesn’t know:
snowball = hit the smallest balance hard.
avalanche = hit the biggest (or highest APR) hard.
in both, once one card is done, that payment rolls to the next one, plus what you ewre already paying there.
there are other versions too, like highest interest rate first, etc.
thanks!
quick q about paying down debt.so with snowball or avalanche, do you just pay the mins on the other cards while you’re focusing on the one? or do you throw a little extra at all of them? i think i remember ramsey or someone saying just mins on the others while you crush the smallest first (he’s big on snowball btw).
for anyone who doesn’t know:
snowball = hit the smallest balance hard.
avalanche = hit the biggest (or highest APR) hard.
in both, once one card is done, that payment rolls to the next one, plus what you ewre already paying there.
there are other versions too, like highest interest rate first, etc.
thanks!