Should I get a personal loan or use my mortgage for a $20K-$30K 4WD?

[xmelonx50kuro]

I need a 4WD for $20k–$30k. Should I take a personal loan or a mortgage on my home? I own it mortgage-free. Thanks.

 

[ANT]

Paying for a car over 25 30y is wild….

 

[Dymezy]

Save the cash, you should stay away from any interest as much as possible.