Is MedLoanFinance Legit? Hidden Fees & User Experiences Revealed

jefipiyama

New Member
Has anyone dealt with Medloanfinance? I'm skeptical about their promises—interest‑free periods sound great, but are there hidden fees or scary terms? Need real experiences before I trust medloanfinance.com.
 
It does not appear to be a legitimate lender. I only found a handful of reviews, most of which warn that the operator works from home, acts as a credit‑card broker, and collects personal data to submit applications on your behalf.

  • Large upfront fee charged whether a card is approved or not
  • No refunds reported
  • Complaints of stolen information

With such limited and negative feedback, I cannot verify any interest rates or loan terms. The choice to try MedLoanFinance is entirely up to you.
 
This post provides an overview of MedLoanFinance.com and its associated company, Med Loan Finance. The write-up includes the company’s profile, services offered, and available information regarding its presence in the business world.

Company Overview

MedLoanFinance.com is operated by Med Loan Finance, a small, privately held medical financing company based in Overland Park, Kansas. The firm focuses on providing financial options for various medical procedures and treatments. As of now, it has around 1 to 10 employees and was founded by Jim Axford.

Contact Information

  • Website: medloanfinance.com
  • Headquarters: Overland Park, Kansas, USA
  • Company Type: Private for-profit
  • Email: [email protected]
  • Phone: 1-800-504-4053

Services Offered

Med Loan Finance provides financing for a range of medical procedures. These include:

  • Cosmetic and plastic surgery
  • Fertility and infertility treatments
  • Bariatric procedures
  • Dental work
  • LASIK/vision correction
  • Dermatology
  • Hair transplant
  • Hospital bills and insurance co-pays
  • Medical tourism

The company advertises loan amounts ranging from $500 to $100,000 with interest-free periods lasting 12 to 18 months, depending on credit eligibility. Additionally, there are no prepayment penalties associated with these loans.

Current Status and News Coverage

As of the latest available information extending through 2025, Med Loan Finance remains active but low-profile. There have been no significant corporate developments or press releases reported in recent years. Various business information sources such as Crunchbase and ZoomInfo indicate a lack of recent news or notable activity related to the company.

Recent mentions regarding Med Loan Finance include:

  • June 27, 2019 – BestCompany noted limited background information about the company without any subsequent corporate news.
  • 2024–2025 – Crunchbase explicitly stated “There is no recent news or activity for this profile.”
  • 2024–2025 – ZoomInfo provided an overview but noted no recent media coverage.

Reputation Indicators

Consumer feedback about Med Loan Finance varies widely. Some mixed to negative reviews have been observed on third-party platforms concerning fees and communication issues. The company tends not to appear prominently in mainstream U.S. financial or healthcare news outlets.

Overall, the absence of public news or notable corporate activity often indicates characteristics typical for small private lenders or businesses that do not require extensive public disclosures. Prospective customers are encouraged to evaluate their options carefully before engaging with the company's services.
 
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