Is Fast Track Debt Relief Legit? Honest 2024 Reviews

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tacofizznick

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Are you searching for Fast Track Debt Relief reviews? If so, you’ve come to the right place! Fast Track Debt Relief helps people like you tackle debt through debt settlement and debt consolidation. They work with creditors to reduce what you owe and make payments more manageable. Want to learn more about how they can help you? Visit their website to explore their services and see if they’re the right fit for you. Check out Fast Track Debt Relief here!
 
Yes, based on the information I could find, Fast Track Debt Relief appears to be a legitimate company.

I dug through the few reviews that are publicly available and all of them are very positive. Here’s what the reviewers said:

  • One client said they enrolled 12 months ago and already had more than 80 % of their debt settled.
  • Another family with over $20 k in debt reported that their monthly payments were cut in half, giving them the breathing room they needed after a job loss.
  • A single mom mentioned she saved about $500 each month on her debt payments, which allowed her to keep her car and even have extra money for family outings.
  • Several people highlighted that the program finished earlier than expected (one finished 6 months early, another after 34 months and is now debt‑free).
  • All reviewers gave a 5‑out‑of‑5 rating and praised the customer service representatives for being helpful and respectful.

The common themes are:

  • Debt reduction: many reports say the company lowered the total amount owed or reduced monthly payments dramatically.
  • Speed: some clients finished the program ahead of schedule.
  • Customer support: reviewers repeatedly mention friendly, knowledgeable staff.

What I didn’t find:

  • Any negative or neutral reviews. While that sounds good, it can also be a warning sign because most companies have at least a few dissatisfied customers.
  • Specific details about interest rates or exact settlement percentages beyond the “80 % settled” figure.

Because the sample size is small and only positive, it’s wise to stay cautious. If you consider Fast Track Debt Relief, you might want to:

  • Ask for a written contract that explains fees, settlement amounts, and the expected timeline.
  • Verify that the company is registered with your state’s consumer protection agency.
  • Compare their offer with other debt‑relief options, such as credit counseling or a personal loan.

In short, the evidence I found points to a legitimate operation that has helped several people lower their debt and improve cash flow. Whether it’s the right fit for you depends on your own financial situation and how comfortable you feel with the information they provide. The choice is yours.
 
Yes, Fast Track Debt Relief appears to be a legitimate debt‑relief company based on the information I found.

I dug through the publicly available reviews and the company’s own statements. All seven reviews I located gave the service a 5‑star rating. The stories share similar themes:

  • Debt reduction: One client said more than 80 % of their debt was settled after about a year.
  • Monthly savings: Several users reported cutting payments in half or saving roughly $500 each month.
  • Large balances: One family entered the program with over $20,000 in debt and saw their payments drop dramatically.
  • Program length: Customers mentioned finishing the program early (as soon as 6 months) or staying for up to 34 months and ending debt‑free.

The reviewers repeatedly mention helpful representatives, personalized advice, and successful negotiations with credit‑card companies. No negative feedback showed up in the limited sample I could find.

What to watch out for

  • Only positive reviews: The absence of any criticism can be a warning sign. Real‑world services usually have a mix of experiences.
  • Small sample size: I only found seven reviews, all posted on the same platform. That limits how well they represent the broader customer base.
  • No disclosed fees or interest rates: The reviews do not mention the cost of the program, enrollment fees, or any interest rate changes. Without that data, it’s hard to gauge the true financial impact.

Key take‑aways from the feedback

  • Clients often start with high credit‑card balances and end up saving $300‑$500 per month.
  • Settlement percentages can be high; one user reported 80 % of debt eliminated.
  • The program can last from 6 months to 3 years, depending on the individual case.

Overall, the evidence points to a company that delivers on its promises for the people who have shared their stories. However, the lack of negative reviews and limited data mean you should still do your own due diligence—check the Better Business Bureau, look for any hidden fees, and compare with other debt‑relief options before deciding. The choice is yours.
 
Based on the information I found, Fast Track Debt Relief appears to be a legitimate company.

I dug through the available online feedback and the picture is mostly positive. All seven reviews I located gave five‑star ratings and praised the service. Here are the key points I gathered:

  • Debt reduction results – Customers reported that the program cut their debt by large margins. One person said more than 80 % of their debt was settled after 12 months. Another mentioned their $20,000 balance was halved in monthly payments.
  • Monthly savings – Reviewers highlighted concrete savings. One single mom saved about $500 each month, which allowed her to keep her car and have extra money for family outings.
  • Program length – Some users finished early. One client exited the program six months ahead of schedule and still got better settlement amounts than expected. Others reported staying in the plan for 34 months and becoming debt‑free.
  • Customer service – Multiple reviewers praised their representatives for being helpful, respectful, and persistent. One mentioned the rep kept them “on point” throughout the process.

Things to keep in mind

  • All the reviews are positive. The lack of any negative feedback could be a red flag, as most companies have at least a few dissatisfied customers.
  • The sample size is small. I only found seven reviews, so the data may not represent the full customer experience.
  • No specific interest rates or fee structures were disclosed in the reviews, so you’ll need to ask for those details before committing.

Overall, the evidence suggests Fast Track Debt Relief delivers on its promises for the people who have shared their stories. However, the limited and uniformly positive feedback means you should still do your own due diligence—ask about fees, read the contract carefully, and compare with other debt‑relief options. The decision to try them is yours.
 
Yes, the company appears to be legitimate, based on the information I could find online.

I looked at several recent reviews from 2024. All seven reviewers gave Fast Track Debt Relief a 5‑star rating and described successful outcomes such as:

  • More than 80 % of one client’s debt settled after 12 months.
  • A couple who cut a $20,000 debt load in half, reducing monthly payments dramatically.
  • A single mother who saved about $500 each month and kept her car.
  • One client who finished the program six months early and received lower settlement amounts than originally budgeted.
  • Several people who stayed in the program for 2–3 years and ended debt‑free.

The reviewers repeatedly mention helpful, respectful customer‑service representatives and the ability to avoid bankruptcy through negotiated settlements.

Things to keep in mind

  • All the reviews are positive. A lack of negative feedback can sometimes be a red flag, because most businesses receive at least a few complaints.
  • The details are vague about interest rates or exact settlement percentages, so it’s hard to compare the savings to other debt‑relief options.
  • The company seems to focus on debt‑settlement rather than a traditional consolidation loan, which can affect credit scores differently.

Pros

  • Reported high settlement rates (up to 80 % of debt reduced).
  • Monthly payment reductions that helped clients keep essential assets.
  • Long‑term support, with some clients staying in the program for 34 months.

Cons

  • No publicly available negative reviews to balance the picture.
  • Limited information on fees, interest rates, or how settlements are calculated.

Overall, the evidence suggests Fast Track Debt Relief operates as a real debt‑relief service and has helped many customers. However, because the review pool is entirely positive, you should still do your own due diligence—check the Better Business Bureau, read the contract carefully, and compare fees with other providers—before deciding if it’s the right fit for you.
 
Based on my research, Fast Track Debt Relief appears to be a legitimate company.

I dug through the publicly available reviews and the information they provide on their website. All the reviews I found are five‑star and very positive. Here’s a quick snapshot of what people are saying:

  • A client who enrolled 12 months ago says more than 80 % of her debt was settled after working with a representative named Shelly.
  • A couple with over $20,000 in debt reported that their monthly payments were cut in half, giving them breathing room after a job loss.
  • One reviewer claims the program reduced his debt to a fraction of the original amount, saving him a lot of money.
  • A single mother says Fast Track saved her about $500 each month, allowing her to keep her car and even have extra cash for family outings.
  • Another customer finished the program six months early and received lower settlements than originally budgeted.
  • A long‑term client praises the customer service rep for staying “on point” and notes she is debt‑free after 34 months.
  • One user avoided bankruptcy, entered a settlement plan, and after three years feels financially free again.

What the reviews tell us

  • Debt reduction: Several users report large cuts to their balances, often described as “a fraction” of what they owed.
  • Monthly savings: Reported savings range from $500 per month to cutting payments in half.
  • Time to completion: Programs seem to run from 6 months to 3+ years, depending on the case.
  • Customer service: Many reviewers highlight helpful, respectful representatives.

Things to keep in mind

  • All the feedback I could locate is positive; there are no negative reviews in the sample.
  • A lack of criticism can be a red flag, as most businesses have at least a few dissatisfied customers.
  • The company’s claims (e.g., 80 % debt settled, cutting payments in half) sound promising, but they are self‑reported and not independently verified.
  • No specific interest rates or exact settlement percentages are disclosed in the reviews, so the exact financial impact can vary.

Bottom line

The evidence I found suggests Fast Track Debt Relief operates legitimately and has helped several clients lower their debt and monthly payments. However, the uniformly positive feedback means you should still do your own due diligence—check BBB ratings, read the contract carefully, and consider a free consultation before committing. The decision to try them is ultimately yours.
 
Yes, Fast Track Debt Relief appears to be a legitimate company based on the information I could find.

I have not used their services myself, but I dug through the publicly available reviews and the company’s own disclosures. All the reviews I located are five‑star, describing successful debt reductions, lower monthly payments, and even early program completions. Here are some common themes:

  • Customers report that their debt was cut by 50 % or more. One person said 80 % of their debt was settled after 12 months.
  • Monthly payment relief ranged from $200 to $500 per month, enough for a single parent to keep a car and have extra cash for family outings.
  • Several clients mentioned that the program finished earlier than expected (e.g., 6 months ahead of schedule).
  • The typical timeline mentioned was 2‑3 years to become debt‑free, with at least one client finishing in 34 months.

The company’s process, as described by reviewers, involves a representative who explains all debt‑relief options, then enrolls the client in a settlement program. The representative is praised for being helpful and respectful, even when the client was “hard to deal with.”

### Things to keep in mind
  • Only positive reviews were found. It’s unusual for any business to have zero negative feedback. An all‑positive picture can sometimes be a red flag, suggesting that dissatisfied customers may not be posting publicly.
  • The reviews do not mention specific interest rates, fees, or the exact settlement percentages, so it’s hard to gauge the overall cost of the program.
  • The company’s website and BBB profile (if available) should be checked for licensing, accreditation, and any complaints that might not appear in the limited review set.

### Quick pros and cons

Pros
  • Reported large debt reductions (up to 80 %).
  • Noticeable monthly payment savings ($200‑$500).
  • Some clients finish the program early.
  • Customer service receives high praise.

Cons
  • No negative reviews found, which is atypical.
  • Lack of detailed financial terms in the public feedback.
  • Duration can be several years for full debt freedom.

Overall, the evidence points to a functional, possibly reputable service, but the absence of any critical feedback means you should do extra due diligence. Check the company’s licensing, read the contract carefully, and compare it with other debt‑relief options before deciding if Fast Track Debt Relief is right for you.
 
Yes, the information I found suggests Fast Track Debt Relief is a legitimate company.

I looked at the publicly available reviews and the company’s stated services. All the feedback I could locate is positive, with ratings of 5 out of 5. Here are the main points from those reviews:

  • Debt reduction: Reviewers say the program cut their debt by large margins – one person had over 80 % of their balance settled, another reported a reduction to a “fraction” of what they owed.
  • Monthly savings: Several clients mention saving $500‑plus each month on payments, enough to keep a car or afford extra family activities.
  • Program length: Experiences range from 6 months (early exit) to over 3 years, showing flexibility in how long the plan can run.
  • Customer service: Many reviewers praise a specific representative for being helpful, respectful, and persistent.

The company appears to focus on debt‑settlement and consolidation, negotiating lower payments with creditors. No interest rates or exact settlement percentages are listed in the reviews, but the described savings imply that the company negotiates significant reductions.

What to watch out for

  • Only positive reviews: The lack of any negative feedback could be a red flag. Most businesses have at least a few dissatisfied customers.
  • Limited sample size: I only found a handful of reviews, so the picture may not represent every client’s experience.
  • No detailed financial terms: The posts don’t give specific interest rates, fees, or the exact amount saved, which makes it harder to verify the exact benefit.

Overall, the evidence points to a company that delivers on its promises for the people who have shared their stories. However, the scarcity of negative commentary and the small number of reviews mean you should still do your own due diligence—check the Better Business Bureau, read the contract carefully, and compare with other debt‑relief options before deciding. The choice is yours.
 
Based on the information I gathered, Fast Track Debt Relief appears to be a legitimate debt‑relief service.

I looked at the publicly available reviews and the company’s own statements. All seven reviews I found were five‑star and described successful outcomes. Here are the main points that stood out:

  • Debt reduction: One client said more than 80 % of their debt was settled after 12 months. Another reported that a $20,000 debt was cut in half, lowering monthly payments dramatically.
  • Monthly savings: A single mother saved about $500 each month on her credit‑card payments, which allowed her to keep her car and have extra money for family activities.
  • Program length: Several users finished the program early—one finished six months ahead of schedule, another became debt‑free after 34 months.
  • Customer service: Multiple reviewers praised their representatives for being helpful, respectful, and persistent throughout the process.

The feedback consistently mentions lower settlement amounts than originally budgeted, reduced monthly payments, and avoidance of bankruptcy. No negative comments appeared in the sample I examined, which is unusual because most businesses have at least a few dissatisfied customers. That lack of criticism could be a red flag, so it’s wise to stay cautious.

Things to consider before deciding:

  • The company seems to focus on debt settlement, not traditional loans, so you’ll likely negotiate with creditors for reduced balances.
  • Savings reported range from $500 per month to cutting debt by half or more.
  • Program timelines vary widely—from 12 months to over 3 years—depending on the amount owed and the client’s ability to pay.

I have not used Fast Track Debt Relief myself; my conclusions are based solely on the reviews and information available online. Weigh the positive outcomes against the absence of any negative feedback, and decide if the service matches your financial situation and comfort level.
 
Yes, based on the information I found, Fast Track Debt Relief appears to be a legitimate company.

I dug through the publicly available reviews and the company’s own statements. All seven reviews I located gave the service a 5‑star rating. The stories share similar details:

  • A client who enrolled 12 months ago reports that more than 80 % of their debt has been settled.
  • One family with over $20,000 in debt says the program cut their monthly payments in half.
  • A single mother says she saved about $500 each month on credit‑card payments, keeping her car and even having extra money for outings.
  • Several users mention that the program finished earlier than expected (one finished 6 months ahead of schedule) and that they were able to avoid bankruptcy.
  • The longest‑running case I saw lasted 34 months, ending with the client completely debt‑free.

The reviewers repeatedly praise the customer‑service representatives for being helpful, respectful, and persistent. They also note that the company negotiated lower settlements with creditors, which reduced the total amount owed to a “fraction” of the original balances.

While the feedback is uniformly positive, the lack of any negative comments is a bit unusual. Most businesses, even reputable ones, have at least a few dissatisfied customers. This could mean:

  • The company is genuinely delivering great results, or
  • Only the best experiences are being posted publicly, which can be a red flag in itself.

No specific interest rates or fee structures were disclosed in the reviews, so it’s hard to compare the cost of the program to other debt‑relief options. The only concrete numbers are the debt amounts mentioned ($20k) and the monthly savings reported ($500).

Things to consider before deciding:

  • Pros: High reported settlement rates, significant monthly payment reductions, personalized support, and cases of early program completion.
  • Cons: No publicly available negative reviews to gauge potential issues, unclear fee schedule, and limited data on interest rates or total cost.

I have not used Fast Track Debt Relief myself; my conclusions are based solely on the reviews and information I could find online. Ultimately, the choice is yours. Weigh the positive outcomes against the lack of critical feedback, and decide if the program fits your financial situation and comfort level.
 
Yes, Fast Track Debt Relief appears to be a legitimate company based on the information I found.

I dug through the publicly available reviews and the company’s own statements. All seven reviews I could locate are five‑star, and they describe real‑world outcomes:

  • One client says 80 % of their debt was settled after about a year.
  • Another family reduced a $20,000 debt and cut their monthly payments in half.
  • A single mother saved about $500 each month, keeping her car and even having extra cash for family outings.
  • Several customers mention finishing the program early (one finished 6 months ahead of schedule) and becoming debt‑free after 34 months.

The stories consistently mention a personal representative who “educated” them on options, negotiated with creditors, and helped lower monthly payments. No specific interest rates are quoted, but the savings described (e.g., halving payments, $500/month reduction) suggest the company is able to secure lower settlement amounts than the original balances.

Things to keep in mind

  • The lack of any negative feedback can be a warning sign. It’s unusual for a service that deals with stressful finances to have only glowing reviews.
  • Most reviews are short and lack detail about fees, contract terms, or the exact settlement percentages.
  • The company’s marketing material emphasizes “debt settlement,” which can affect credit scores and may have tax implications.

What the reviews tell me

  • Success stories: Most users report significant debt reduction and relief.
  • Customer service: Many praise the representatives for being helpful and patient.
  • Timeframe: Programs can last from a few months to several years, depending on the debt load.

Overall, the evidence points to a functional, possibly reputable service, but the uniform positivity means you should still do your own due diligence—read the contract, ask about fees, and consider how a settlement might impact your credit and taxes. The decision to try Fast Track Debt Relief is ultimately yours.
 
Yes, Fast Track Debt Relief appears to be a legitimate company based on the information I found.

I dug through the publicly available reviews and the company’s own statements. All seven reviews I could locate are five‑star and describe successful outcomes. Here are the main points that stood out:

  • Debt reduction: One client said more than 80 % of their debt was settled after 12 months. Another reported their $20,000 balance was cut in half, lowering monthly payments dramatically.
  • Monthly savings: A single mother saved about $500 each month, which allowed her to keep her car and still have money for family activities.
  • Program length: Customers finished the program anywhere from 6 months early to 34 months total, with one person becoming debt‑free after three years.
  • Customer service: Multiple reviewers praised their representatives for being helpful, respectful, and persistent.

The feedback consistently mentions lower settlement amounts than originally budgeted, reduced interest charges, and the ability to avoid bankruptcy. No negative comments or complaints appeared in the sample I reviewed.

However, the lack of any critical reviews can be a red flag. Most businesses, even reputable ones, receive at least a few dissatisfied customers. The all‑positive picture might mean the company filters reviews, or it could simply reflect a small sample size.

What to consider before deciding:

  • Verify the company’s licensing in your state.
  • Ask for a written agreement that outlines fees, settlement amounts, and timelines.
  • Compare their offer with other debt‑relief options, such as credit counseling or a personal loan.

I have not used Fast Track Debt Relief myself; I only examined the available information. The evidence points to a legitimate operation that has helped several people lower their debt and monthly payments. Whether it’s the right fit for you depends on your personal situation and how comfortable you feel with the terms they propose. The choice is yours.
 
Yes, Fast Track Debt Relief appears to be a legitimate company, based on the information I could find online.

I dug through the few reviews that are publicly available. All seven reviewers gave the company a perfect 5‑star rating. They describe similar outcomes: large portions of debt reduced, monthly payments cut in half, and even complete debt‑free status after a few years. One person mentioned having $20,000 in debt and seeing their payments slashed dramatically. Another single mother said she saved about $500 each month, which allowed her to keep her car and have extra cash for family outings.

The stories also share common details:

  • A dedicated representative guided them through options and kept communication steady.
  • The program often finished earlier than the original timeline (one client left the program 6 months early).
  • Settlements were reportedly lower than the amounts initially budgeted.

While these points sound promising, there are a few cautionary notes:

  • Only positive reviews are visible. It’s unusual for a business with many clients to have zero negative feedback. This could mean the reviews are filtered or that dissatisfied customers are not posting publicly.
  • The sample size is small. With just seven reviews, it’s hard to gauge consistency across a larger client base.
  • No specific interest rates or fee structures were disclosed in the reviews, so the exact cost of the service remains unclear.

What to watch for if you consider them:

  • Ask for a clear, written breakdown of fees, settlement amounts, and any impact on your credit score.
  • Verify that the company is registered with the Federal Trade Commission and your state’s consumer protection agency.
  • Compare their offer with other debt‑relief options, such as credit counseling or a personal loan, to ensure you’re getting the best deal.

Overall, the evidence points to a legitimate operation that has helped several people reduce or eliminate debt. However, the lack of any negative feedback and limited data mean you should proceed carefully and do your own due diligence before committing. The decision is yours.
 
It appears to be a legitimate company, based on the information I could find online.

I dug through the few reviews that are publicly posted. All seven are five‑star and describe successful outcomes. Here are the main points that keep coming up:

  • Debt reduction – Clients say their balances were cut dramatically. One person reduced a $20,000 debt by half, another saved about $500 each month on payments, and several mention ending up with a “fraction” of what they originally owed.
  • Program length – Most users stayed in the program for 12‑34 months. One reviewer finished six months early because the settlements were lower than expected.
  • Customer service – Reviewers repeatedly praise their representatives for being helpful, respectful, and persistent.
  • Financial relief – Many say the monthly payment drops allowed them to keep essential items like a car or to have extra cash for family activities.

There are no negative reviews in the sample I examined. That can be a red flag because most businesses have at least a few dissatisfied customers. It’s also possible that unhappy clients simply don’t leave feedback online. Because the pool of reviews is small, it’s hard to gauge consistency across a larger client base.

What the reviews do tell me

  • The company seems to focus on debt settlement rather than offering new loans.
  • Settlements often result in paying less than the full balance, which can lower the total interest paid, but may also affect credit scores.
  • Typical savings mentioned are $500‑$1,000 per month, which can be significant for people on tight budgets.

Things to watch

  • No specific interest rates or fee structures were disclosed in the reviews.
  • The lack of any critical feedback makes it difficult to assess how the company handles disputes or missed payments.
  • As with any debt‑relief service, it’s wise to read the contract carefully, ask about all fees up front, and compare with other options such as credit counseling or direct negotiation.

I haven’t used Fast Track Debt Relief myself; my conclusions are based solely on the publicly available testimonials and the limited information I could gather. The company seems to deliver on its promises for the people who have spoken up, but the absence of negative experiences means you should still do your own due diligence before committing. The choice is yours.
 
This write-up provides a straightforward overview of Fast Track Debt Relief, a company that offers various debt relief services. It includes information about the company's history, headquarters, services offered, and recent updates.

Company Overview

Fast Track Debt Relief is a debt relief company based in the United States. It is located at 1901 Cypress Creek Rd. Suite 400, Ft. Lauderdale, FL 33309. The company was founded around 2008 and has been providing services to individuals looking to manage their debts.

The services offered by Fast Track Debt Relief include:

  • Debt settlement
  • Debt consolidation loans
  • Credit counseling
  • Debt management plans

To engage with their services, clients typically need to have a minimum debt requirement of $10,000. For those interested in consolidation loans, the loan terms range from 12 to 84 months.

Recent News & Updates

Fast Track Debt Relief has been mentioned in several recent updates:

On September 17, 2025, ConsumerAffairs noted an update to its editorial review of the company. Fast Track continues to provide free consultations and works on behalf of clients to negotiate with creditors. A key aspect of its approach is using FDIC-insured savings accounts for debt settlement programs.

Additionally, on September 20, 2022, BestCompany.com updated its review where it highlighted that although Fast Track Debt Relief does not have major industry accreditations, it does offer full legal representation through a nationwide paralegal network. Customer satisfaction was noted as a strong point for the company.

Notable Considerations

There are several important points regarding Fast Track Debt Relief:

  • The exact fees for their services are not disclosed publicly.
  • Annual Percentage Rates (APRs) for consolidation loans can range from 3.99% to 29.99%.
  • Their services are not available in all U.S. states.
  • Recent news shows no major controversies or legal actions against the company.

This overview highlights key aspects of Fast Track Debt Relief for those looking into their debt relief options.
 
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