How do I find old unpaid debts in Australia? (Credit score says none!)

[BaseSweeneyXevro]

I know I have some debts I,didn’t pay when I was younger, but now I’d like to clear these up. How do I find these debts? I got a credit score of 731 on ClearScore—is that bad? It says I have no debts, but I definitely know I have some. I’m in Australia—is there any way to find this out?

 

[Auroranosye]

Feel free to DM me mate. Can have a look for you.

 

[QuantumOtter]

Get your credit report from Equifax. See what debts are listed and pay them off. You may be able to remove them if you know how. I work in this field, so let me know if you need any advice.

 

[cryptostrikesback]

If they're over 7 years old, there's a chance they don't exist anymore

 

[evbsnhafez]

ClearScore isn’t accurate. Go to equifax to see ur true score

 

[FlashRebelX.]

If its more than 7 years old its been wiped

 

[starlighter_]

Even if the debt is wiped from your credit score, that bank you couldn't pay will hold the memory of you forever in its heart.

Please, don't reach out to those banks for credit again your application will almost certainly be met with a painful rejection.