How do I dispute a charged-off account with collections and credit bureaus?

[BananaGopher]

This account requires a dispute. However, should I send a,verification letter to the collection agency, and what should I send to the credit bureaus? Is it appropriate for a collection agency to report a past due amount after the account has been charged off? I would appreciate some guidance on the direction to take, as I am currently struggling with this.

 

[mindfunk42]

This one's pretty simple. It's a collections account with no past due, so it should be reported. Just dispute it through the CFPB.

 

[BananaGopher]

It seems I may have made errors in my approach. I would appreciate your assistance and services. However, my financial situation does not allow for that at present, which is why I am attempting to resolve matters on my own.

 

[BananaGopher]

Deep live can you pm me with some more info though please