How can I refinance my car with 2 late payments?

[WalkMetalTaco]

Can you refinance a car with two late payments?

Which banks offer refinancing, and what credit score is needed?

 

[FurballSigs]

For refinancing here, credit unions are def a solid bet. Tbh, they often have better rates than the big banks.

 

[WalkMetalTaco]

Just to let you know, I experienced a health issue and was unable to work for a period. This led to late payments on four accounts in July and August two for my car, one for a personal loan, and one for a credit card. All accounts are now current.