How can I raise my TransUnion FICO 2 score by 2 points fast?

[ZEPKaitlyn]

I am currently working with a lender to secure a mortgage and monitor my FICO score monthly. Today, I obtained my FICO scores and provided them to the lender, finding that I am two points below the required threshold for approval. What steps can be taken to achieve a slight increase in my score in the near term, as opposed to waiting another month to review the scores again? To be precise, I require an increase in my TransUnion FICO 2 score.

 

[Cluckinator89]

My lender gave precise advice. I followed it exactly. I did nothing else.

Credit is finicky. A positive step can drop your score. Unintentionally.

 

[June]

Paying down a card before the statement hits? Fastest way, I’d bet. Get it to zero. Feels clean. Like wiping a slate.