How can I pay down my debt quickly?

[ewanfunt]

So hey guys, what strategies would you suggest for me to get this paid down fast?

 

[ANT]

Snowball method. Side hustle. Cut way back until you make headway.

 

[QuantumOtter]

I used the snowball method, and it worked well. The small dopamine hit from paying off even a little was enough to encourage me to keep going.

I transferred to a 0% interest card, which helped a lot. But as mentioned, you need to be sure you won’t be tempted to use it.

I sold things on Vinted, and whenever I had £10 in my balance, I put it straight toward the credit card. That helped me clear clutter from my house and pay off debt.

 

[darkvictory]

Might be helpful to know income and other bills first

 

[lazyfreeglyde]

I ALWAYS froze my card, so any transaction I tried was declined. I then got used to paying cash for everything, and I paid it quicker than I would have otherwise.