underwatertomato
New Member
I’m drowning in debt, and I know I HAVE to get out of it! I’m a single mom of 3—2 with special needs! I work full time and I’m looking for a 2nd job I can do at home. I’m a therapist and really don’t want a 2nd therapy job because of burnout, but it pays the most. I’ve cut all expenses except my daughter’s dance classes (which I will NOT cut because it’s her one thing that keeps her from having panic attacks for being the only child without special needs) and the kids’ Urban Air membership—which, honestly, I use it to get work done and get a break, and they won’t let me cancel! I’m just barely scraping by! I bring in $3800 with my job and $1100 in child support a month!
I’m getting a lump sum of my tax return plus back child support, and my hope is to pay down my Wells Fargo to $1300 to keep paying my minimum and pay the rest down,to avoid deferred interest! I want to put the rest on my CEFCU credit card, which would pay it down a lot! If there are any suggestions, I’m all ears!
I’m getting a lump sum of my tax return plus back child support, and my hope is to pay down my Wells Fargo to $1300 to keep paying my minimum and pay the rest down,to avoid deferred interest! I want to put the rest on my CEFCU credit card, which would pay it down a lot! If there are any suggestions, I’m all ears!