MetatickJon
New Member
I am drowning in debt. I know I must get out.
I am a single mom of 3. Two have special needs. I work full time. I am looking for a second job I can do at home. I am a therapist. I do not want a second therapy job because of burnout. But it pays the most.
I cut all expenses except two. My daughter's dance classes. I will not cut them. They are her one thing. They keep her from panic attacks because she is the only child without special needs. The kids' Urban Air membership. Honestly, I use it to get work done and get a break. They will not let me cancel.
I am barely scraping by. I bring in $3800 from my job. I get $1100 in child support a month.
I am getting a lump sum. Tax return plus back child support. My hope is to pay Wells Fargo down to $1300. Keep paying my minimum. Pay the rest down to avoid deferred interest. I want ot put the rest on my CEFCU credit card. It would pay it down a lot. If there are any suggestions, I am all ears.
I am a single mom of 3. Two have special needs. I work full time. I am looking for a second job I can do at home. I am a therapist. I do not want a second therapy job because of burnout. But it pays the most.
I cut all expenses except two. My daughter's dance classes. I will not cut them. They are her one thing. They keep her from panic attacks because she is the only child without special needs. The kids' Urban Air membership. Honestly, I use it to get work done and get a break. They will not let me cancel.
I am barely scraping by. I bring in $3800 from my job. I get $1100 in child support a month.
I am getting a lump sum. Tax return plus back child support. My hope is to pay Wells Fargo down to $1300. Keep paying my minimum. Pay the rest down to avoid deferred interest. I want ot put the rest on my CEFCU credit card. It would pay it down a lot. If there are any suggestions, I am all ears.