How can I clear my £5k credit card debt faster in the UK?

CryptoNinjaAce

New Member
What are your top strategies for clearing credit card debt when only making minimum payments? Based in the UK, with rising costs making it tough to pay extra, I need effective methods to pay more and clear the £5k balance faster. The interest rate is below 10% APR.
 
Honestly, debt is just a sign of overspending. You gotta rein in that overspending. If you pay off your credit card debt but don't stop overspending, you'll end up in the same mess.
 
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