How can I budget effectively with medical debt and long work hours?

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xanderpatramonkey

New Member
Tbh, this year's got some big goals for me. I'm a single mom with kids who are 21 & 16. No child support o r help from the state, so it's all on me. Already on day 6 of 10-hour shifts this week ‍ Got like 7k in medical debt and collections. Juggling fam time and work is tough, but i usually do 5 ten-hour weeks. Here's the budget notebook I use – nothing fancy, had it for 2 years.
 
I know it can be tough, but you've got this!

I'm 68 and I've been working 7 days a week, over 60 hours, for the last four years. Even though it's just e, I still find it a challenge to get all my personal tasks done.

Stay focused on your money goals. Being mindful and intentional with your finances now builds the skills you'll need to manage your money later.

Here are a couple of simple points that help me:
  • Keep your financial goals in sight.
  • Make mindful choices with your money today.
 
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