I've been using the avalanche method and putting about $2k a month toward my credit cards. Snowball? It didn't click for me. See, I've got two lower interest cards with really low minimums, and two higher interest cards with much higher payments. In my mind, knocking out those higher payments...
First tell your friend, thanks, but no thanks! I tried that, and then the friend started telling me how to handle my money, my budget… they got all in my business. Ended up losing that friend.
Second call all your creditors. Explain your situation. Make the monthly payments if you can if not...
BingX standard futures fees come in at .045% round trip. Others? They're around 0.05% per side so, for a buy and sell, you're looking at roughly 0.1% total. But switch to coin M on BingX? That'll cost you to buy, and sell.
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