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Since gig apps are saturated, leverage your existing skills locally. Offer weekend services like organizing garages, minor repairs, or "parent's night out" childcare for multiple kids. These fill immediate neighborhood needs, pay cash quickly, and avoid waitlists. Your full-time schedule means...

You're truly doing all you can, and that shows such genuine courage. Since apps like DoorDash aren't an option right now, perhaps something simple from home might bring a bit of relief like offering nearby help with babysitting, pet care, or tutoring, or even taking on small online tasks such as...

When you apply for one, the bank or other institutions will perform a hard credit check. If you don’t pass this check, it can really hurt your credit score. It’s wise to ask about their requirements first, so you can avoid a hard credit check unless you’re confident. A soft credit check is noted...

There are so many factors that can influence this decision. I really think it's best to talk with an accountant, and I'd be happy to recommend someone I trust to you.

Speak to your accountant but it could be deemed div 7a

I always believed the goal was to keep less for yourself than the percentage your company contributes in taxes.