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  1. B

    $280k income, $80k in offset—should we invest or keep paying down mortgage?

    To help your money work more efficiently, consider learning about the stock market and basic economics. It’s not too difficult. As mentioned, it’s challenging to outperform a risk free 5.5% return.
  2. B

    Move to Brisbane for cheaper study + jobs, or stay in Melbourne debt-free?

    Just leave your machetes in Vic if you do decide to come up here mate
  3. B

    Pay off mortgage or invest in VAS/HIBL? Also, buy a ute now or later?

    Hello everyone, thanks for reading. I’m 21, bought a house two years ago, paid $375k altogether, now have $240k left on the mortgage. My payments are $380 a week, and I’m a third-year apprentice working full-time. I just started investing on Pearler—currently have $665 in VAS ($40 weekly...
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