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    How did you recover financially after going bust in your 40s?

    Bankruptcy proceedings began three months ago with a liquidation filing. A full year of intense stress and tax debt management preceded this decision. I seek others' experiences that's why I'm commenting. In preparation, I withdrew maximum cash and equipment from the business beforehand...
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    Earning $185K + $1.2K/week side hustle—best tax strategy with ABN?

    As a sole trader, your tax combines with PAYG. Companies pay a 30% tax rate. This 30% rate is lower than the 42% PAYG rate. Companies cost more to set up and run.
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    Should I use $70K savings to pay off CC debt if I’ll keep relying on cards?

    Hold onto the 70k. Paying it off now means you’ll just rack it back up. Excellent work tracking expenses. It’s always great to find an extra 10–20 bucks when bills come in under budget.
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    Should I Attend Court for Interrogatories After Judgment?

    I have a judgment against me from Midland Credit, and I've received a notice of interrogatories and a court hearing. Since there's already a judgment and wage garnishment, do I need tto attend this hearing? What should I do next? I need to respond to the interrogatories and determine if...
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