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Car finance is still around 6 7%, your credit rating must be screwwwwwwwwwed

Yes. I always train in here. Update the PI section. Remove all old names and addresses. Submit Round 1 verification. Request the account be verified as accurate and complete. If not removed by Round 2, point out one or two factual errors. Send that dispute letter. Then continue the repair process.

Perth based broker here. Happy to help. Honestly, any nationwide broker can assist.

FI & wealth is worth looking at, it might be helpful.

You've got the right idea. Debt doesn't suit this climate. You'll reach your goal soon. Once paid off, you'll remember the grid and steer clear of credit. I hate when companies cut OT, but it's better than cutting jobs.

I agree with starting an emergency fund of at least $1,000. Make the minimum payment on each credit card. With the remaining money set aside for debt, split the amount based on the total due. The Walmart CC is 40% of your total credit card debt, and the Best Buy card is 60%. After making the...

My parents were the most financially responsible people I know. They had no debt. They charged only when they knew they could pay the balance in full when the bill arrived.

I'm unsure, but I'm considering a Capital One credit card. They notified me it might be reported to the IRS as income. I plan to file in person with H&R Block this year to discuss it with a professional.