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Hey, I totally get the frustration, but multiple Jefferson Capital tradelines aren’t automatically “duplicates.” Debt gets sold and reassigned all the time… that’s legally fine. The real issue and where you’ve got some leverage is when the same debt pops up more than once at the same time, or...

So these programs are what we call debt resolution programs. Family Credit Management or Greenpath, for example, are debt management programs (and I did a ton of research on this, btw). Heads up, you’ll get taxed on whatever amount they cut from what you owe, and honestly, those companies can...

U.S. credit system needs an overhaul

I'm dealing with LVNV Funding, and they might be trying to take me to court over a $2500 debt. Is this something that happens a lot?