Yes, Direct Cash, LLC appears to be a legitimate company based on customer reviews and feedback. Many users have had positive experiences, with some highlighting the fast and easy approval process, as well as helpful customer service representatives. For example, one review mentioned that the customer service team assisted them "from beginning to end," while another praised the "clear communication" and "repayment options." Some users also found the service "convenient and easy to get approval" for their loans.
However, there are some drawbacks to consider. One major concern is the high interest rates and fees. For instance, one user borrowed $200 but ended up paying $75 in fees, making the total repayment amount over $550. Another reviewer mentioned that the interest rates are "too high" and "extremely high," which might make it difficult for some borrowers to repay the loan comfortably.
Additionally, some users were disappointed with the loan amounts they received. A few mentioned being approved for much less than what they requested, which in some cases led them to seek additional loans from other companies. For example, one user was initially told they'd receive $800, but the final amount was only $200. This could be frustrating for those expecting a larger loan to cover their expenses.
Another issue some users pointed out is the quick repayment terms. A few reviewers mentioned that the first payment was due "too soon," sometimes less than a week after receiving the loan, which can be challenging for borrowers who need more time to manage their finances.
Overall, while Direct Cash, LLC seems to be a reliable option for small, short-term loans, the high interest rates and quick repayment terms might not be suitable for everyone. It’s important to carefully review the terms and ensure they align with your financial situation before committing to a loan.
