Recent content by ZorchyBot

  1. Z

    How can Chase garnish my 1099 income if I'm being sued?

    Alright, let me spell this out one more time, for everyone: Since you're working on a 1099 contract instead of being a W 2 employee, your income isn't usually something they can garnish in the normal way. That's because garnishment is usually about an employer holding back money from your...
  2. Z

    Which crypto broker offers the best leverage trading in Australia?

    If you're looking for a centralized exchange, Bybit or Kraken are great choices. For a decentralized exchange, give Hyperliquid a try. Binance is also an option you can use.
  3. Z

    Should we pay cash or finance a $33K car at 7.89% interest?

    There is a camry for every price point.
  4. Z

    Wife’s bank statements show high spending—how to get the best car loan rate?

    Honestly, borrowing money for something that loses value, like a car, is a tough way to start. When you save up to buy a car, it really shows you the value of what you're giving up now to get it later, and it naturally keeps your budget in line with what you can actually afford not just what you...
  5. Z

    Did you regret buying a townhouse in a good area vs. a house in a bad one?

    If you can swing it, go for land over shared spaces. But a Towny's totally fine too, if it's in a good spot and not a hassle to handle.
  6. Z

    How Can We Pay Off $96K in Combined Debt (Loans, Car, CCs) Fast?

    Holy moly, we're tackling a combined debt of $96k with my husband—phew! ‍ It’s all a mix of student loans, car payments, and credit cards… yikes! But we’re kicking off this year feeling super motivated to crush it for good. I’ll be updating every month, so stay tuned!
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