Recent content by Zarthon

You have cut back everywhere. You are doing your best. It is overwhelming. Talk to a trusted financial counselor. Contact a nonprofit credit expert. Let them see your full picture. Explore all options. Find the non obvious ones. Walk through this with someone. Gain clarity. Find hope.

Get a low doc loan. Avoid outright IP. Leverage cheaply. That's the key benefit. Don't add to super on 50k. If you need income, choose a high yield ETF.

Use visuals. I don't understand numbers. I need to see the $20k for the down payment. Show me the mortgage quote. My wife made a mock paycheck from our money. She paid what we could. That left a certain amount. Now I can relax. Just bring home that amount. We're good.

Sell it now and cover the difference. It’s cheaper than paying full price. If someone else has a better plan, speak up now. Act fast!