Recent content by Spaceglitch99

Don't take the loan. Not from the friend. Snowball. The highest point you can. For the next six, maybe nine months. Pay it off. Call the card companies. Negotiate the interest rate. Pay off in this order: Capital One. Sunbit. Pepboys. Then Discover. Go cash only. Absolutely. You got this. A new...

Turning the car in. Not removed from the credit report. You still pay the difference. Loan amount. Auction price. Your best option. Make the remainder of your payments. On time.

Too much noise. Inaccurate information drifting through these comments. Clarity: Two collectors can chase the same debt. At once. It happens. The original creditor sells it. More than once. A mistake. Or confusion over who owns it now. But only one has the legal right to collect. At any given...

House prices, rising. Got money? Buy an investment property. Don’t wait. Not late.

Unless you earn more after tax with the S&P. More than you save on interest and deductions. Then offset. That’s the way. Check with your accountant. For the numbers. Crunched from that side.

You have equity. Study how to get a good return on equity.

If the dispute letters not working, pay to delete is next.

Paid off a collection. They updated it to reflect that. Still on my report though. Will it stay there for 7 years?