Recent content by krystyd17e

Contact your lender IMMEDIATELY. They might remove you from the loan, but that starts a new process. If your husband can't qualify alone, ask for an extension. CRITICAL: Do NOTHING with your credit during a loan. Don't use cards, open lines, close accounts, or pay anything off without asking...

I'm not sure your loan repayment calcs are correct. $4.6m over 15 years is $306k just in principal repayments. That's WRONG.

Start with self and Kik prepaid, keeping your balance utilization at 3%. Monitor their apps and do this for a YEAR. Once you’re over 720, get multiple cards but don’t use them just have them to boost your utilization threshold. This helps you earn flyer miles while raising your credit score over...

I'm OFFICIALLY giving myself a name: Broke B ...to follow up on this post. I've officially hit ROCK bottom financially. I'm home today (will get paid) sick, so I'm making a budget for the next 2 weeks. 1. I moved Rent, Electric, and Internet money to the account I pay them from. I do 1/2...