Recent content by Kinga2015

Can someone please explain what GAP cover or GAP insurance means? I've read a lot about loans, but I'm confused as to why they say I should be careful and make sure I have GAP cover, when applying. Don't all loans come with some sort of insurance? Excuse my dumb questions, I'm new to all this...

Since I'm thinking of getting a payday loan o build my credit score faster, I'm also looking for good, trustworthy lenders. Is American Credit Line one of them? Should I apply for a payday loan with them? What does everyone think?

I'm currently looking for ways to build my credit score, giving it a nice boost :) So, I was thinking, will getting a payday loan help? I don't actually need one, but if it helps me build my credit score faster, I'd be more than happy to apply for one!

I'm a tad confused, I can't understand the difference between onehourloan and 100dayloans. Both say they will find you a lender in as little as 90 seconds, and both say you'd be able to borrow up to a few thousand dollars. Can someone please explain what's the difference between these 2?

I've been told that getting a mortgage without a credit score is close to impossible. I know lenders 'like' applicants with good credit scores, so if you don't actually have a good credit score in your name, I understand that you probably won't qualify for any kind of loan. However, isn't...

Are there any easy credit cards available for someone who doesn't have a credit history? o_O I'm not really interested in using one to it's full potential, but I heard credit cards are a great way to build credit score? If this is the case, where should I turn to to apply for a credit card in my...

This is easy for me to answer: having a mortgage is definitely a good investment! Sure, it's a huge investment, but it's the only way you get to own you own home! I don't think I would ever be able to save up THAT much money to buy a house, while also paying rent! So, a mortgage is definitely...

Hello :) I have a few questions, regarding loans and credit scores and other related aspects. So, it's been almost 8 years since I moved to the states. However, I've never applied for a loan before, nor have I ever used a credit card (I wanted to stay away from being in debt, big mistake, as...