Recent content by Gervandrew

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    Will co-signing with my 700+ credit score get us a better auto loan rate?

    Co signing differs from a joint loan. Only co sign if the primary borrower cannot qualify alone. You agree to pay if they default. This often applies to parent child loans. Joint applicants might secure a better rate if one has stronger credit. Many lenders limit co signer loans. For example, my...
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    Who’s a reliable Google Ads specialist for signage leads?

    Google Ads demands patience. This is especially true for a new account. You may not break even for two months. It can take three to four months to see good results. This only happens with correct execution. If you lack patience and just want immediate leads, Google Ads is not the right fit. I...
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    Where can I park $600k short-term for high interest before buying a house?

    All on red is pretty short term.
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    How did you recover financially after going bust in your 40s?

    I'm 42. I arrived as an immigrant with almost nothing. I still plan and execute my future through property and ETF/crypto investing. It is never too late. Just educate yourself. Find heaps of free and paid material. Reach out if you need a hand. I'm no expert, but I am happy to help.
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    I have $230K—pay off $640K mortgage & $40K loan or invest? Best move?

    Pay off bad debt, buy 1 Bitcoin, leave the small remainder in offset
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    Can I deduct $60K home loan interest if used to buy ETFs (NDQ)?

    Fellas, I want to invest using a loan secured against my home. I would borrow $1 million at 6% interest. This costs $60,000 per year in interest. I plan to buy an ETF like NDQ. It pays about a 1% dividend and grows mostly through capital gains. II will not sell anything for 10 years. Can I...
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