Recent content by EpicGecko47

Hey there! Broker here. Honestly, that rate is pretty decent! Depending on your loan size, it’s hardly worth refinancing unless you’re getting a huge rate drop – which I doubt you would, and they probably know it too

Hey mate! 30 year old business owner here started at 26, so I’ve been in your shoes. Lawn and garden care? Stick with reliable 4 stroke gear. Early on, you’ll tackle tons of overgrown gardens, and electric stuff just won’t cut it (literally ) or you’ll burn through batteries. Mix it up get...

Sure, refinancing and paying off the lender is the easiest way to remove a caveat . But the real question is: why did they put it there in the first place? Knowing that won’t change the fact you’ll need to refinance to pay them out and get it removed , but it does give you clarity on whether...

Let’s focus on investments that bring in more cash . Negative gearing only helps if you’re losing money (not great). So, why not earn a dollar and keep 70c way better than losing a dollar and getting just 30c back!

Alright, let's break this down in a friendly way! First off, think Dave Ramsey style. You'll want to write a letter asking for proof that you actually owe the debt, like a super clear, itemized bill. (A quick Google search can show you some good examples to ffollow! ) Here's the key part...

Best rates will usually be with a credit Union.

Totally! I use a Google Doc or an Excel sheet myself it's awesome because you can tweak it just how you like!

Yes it will jump up in about 3 4 weeks

No maybe you both should get a side hustle to payback the debt

Hey, I say go ahead and let them take it! She's 82, and it sounds like you're in a great spot to help her out . Is it just you and your brother who ended up with everything? As long as you're cool with it coming out of the estate, I wouldn't stress about it at all!

yes it most likely will have some type of impact

Hey there! If you're a first time home buyer, you might be able to put down just 5% without paying LMI or stamp duty. Pretty cool, right? It's a smart move to chat with a broker their help won't cost you a thing!

I'd give them a ring! Looking for another job could be a good move, but hey, if there's a plasma donation spot nearby, you could earn about $480 a month from that. I juggle a side gig and donate plasma myself it adds up to almost an extra $1,000 monthly, which really helps chip away at all that...

Depends are there any negative remarks on your credit removing those first would help

Hey! I'm right here in Melbourne too I've got my own small business, so I totally get how busy things can get. The best part? I can help you out completely online – no need to meet up in person at all! How cool is that?