Recent content by EltonSierra

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    New ute or cheap run-around—what’s the smarter buy?

    Don't go for an old vehicle. Sticking to a reliable maintenance schedule, avoiding surprise breakdowns, and having that professional look are way more valuable than saving $10–20k. Get a Ute that's around 3–5 years old. That way, you dodge the worst of the depreciation but still end up with...
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    Wife’s bank statements show high spending—how to get the best car loan rate?

    FI & wealth is worth looking at, it might be helpful.
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    $280k income, $80k in offset—should we invest or keep paying down mortgage?

    Hey everyone, Posting under a fake name since I’ve got some mates in this group. My partner and I together make about $280k a year (she’s on around $160k, and I’m on $120k). We've got our own place with a mortgage of roughly $550k, no car payments, n kids, and we’ve got about $80k sitting in...
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