Recent content by Darklorder88

My favorite app is MyBudgetCoach, but it does require a purchase. For a free alternative, Excel or Google Sheets works well have you considered exploring the free premade spreadsheets available at Vertex 42?

The 450k price range is set to rise to $500k soon, given current market trends what do you think this shift means for buyers and sellers in the area?

A larger deposit typically leads to better outcomes and reduced risk, which often means lower interest rates. What do you think is the ideal deposit size to aim for?

I love this forum so much sound advice!

Paying off my debt except for the mortgage by October 2025. I’m currently paying $2,500/month toward my debt. After that, I plan to spend a year building up my 6 month emergency fund, setting aside $3k/month. Then, four years after that, my mortgage will be paid off, and I’ll be completely debt...

Based on the limited information you've given, it seems like you could potentially live on your husband's salary for monthly payments, gas, groceries, etc., and use yours for debt payment and savings. A rough calculation suggests that putting $3,000 a month toward your debt could pay it off by...

I worked in hospital billing about 20 years ago, so my experience isn't the most recent, but I’d suggest calling to set up a payment plan. It might also be worth asking if they can reduce the total amount due. Even if you decide not to pay it in the end, at least you’ll have more information to...

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