Recent content by CoryPayneWaffle

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    Can I gift a house to my spouse and avoid tax issues?

    There is a way. If you have suficient equity in your home, you use that to pay the loan out, then transfer the home. Ive had family do this. So if his mortgage is 150K. The Daughter wants to buy him out. If she has the ability to pay his mortgage out, or refonance the 150K against her own...
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    How bad will settling with Chase hurt my credit score?

    The damage remains. Settling will not increase your score. If the account turns to closed depending on your file, you may even see an increase in your fico/vantage. It really depends on how your file is optimized. However, Chase is not hard to remove. Even if you remove it, they will...
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    Can voluntary repossession help me rebuild my credit faster?

    I voluntarily surrendered my vehicle last April. I was already planning to declare bankruptcy due to medical bills. So I included it in my bankruptcy filing.
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    Need a creative mortgage broker for $2M property—short $200K?

    All brokers expect Macquarie's rate to be 5.34%. If your documents are ready by the weekend, approval can happen Monday. This assumes your finances are solid and the property is uncomplicated.
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